Glen Burnie, Maryland Workers’ Compensation Lawyers
Every job and every workplace poses certain risks. When harm occurs in a Maryland workplace, workers may seek compensation for their injuries through workers’ compensation insurance.
Workers’ compensation helps protect employees who are injured in the course of their employment in Maryland. If you’ve been injured on the job and need help navigating the workers’ comp system or establishing your right to full benefits, the personal injury attorneys at Jimeno & Gray, P.A. can help.
What Is Workers’ Compensation?
Workers’ compensation is insurance purchased by your employer. It covers medical bills, a portion of lost wages, and other losses if any employee suffers an accidental injury or illness “arising out of and in the course of employment.”
If the injury or illness was suffered in another way, you may not qualify for workers’ compensation benefits. This is why it is crucial to speak to your attorney if you have questions.
Workers’ compensation in Maryland covers only “employees.” It does not cover independent contractors or others who may be present and carrying out tasks on the employer’s premises. Since the definition of “employee” depends on a number of variables, this is another important question to ask your lawyer if you are pursuing workers’ compensation benefits.
Have You Been a Victim Of Workers’ Comp Abuse?
Misclassifying employees as “independent contractors” in an attempt to avoid paying workers’ compensation benefits is one common example of ways employers may try to skirt the system. In fact, even if your employer labeled you as an “independent contractor,” the actual circumstances of your job may make you in fact an employee, and entitled to benefits for your injuries.
Trying to avoid a claim by wrongly alleging that you were drunk or drug-impaired at the time of the accident, or that you intentionally hurt yourself.
Threatening to fire you if you report a workers’ compensation claim.
Telling you to use your health insurance instead of workers’ compensation.
Claiming that you were not performing work duties when the accident happened in an attempt to avoid a claim.
Forcing you to return to work before you are ready.
Urging you to accept a “clincher” settlement agreement or accept a disability rating that you don’t understand.
If you are facing these or any other questionable practices, you need the help of a workers’ compensation lawyer like those at Jimeno & Gray, P.A. We are prepared to stand up for your right to workers’ compensation benefits.
Common Workers Compensation Cases and Why You Might Have a Case
Maryland workers’ compensation insurance typically covers losses that fall in any of these categories:
Medical, hospital, or nursing services.
These benefits cover the costs of getting your work-related injury or illness diagnosed and treated.
Wage reimbursement pays the wages you would have earned for the time you spend seeing doctors or attending workers’ compensation hearings instead of on the job.[/su_column]
If you need help retraining for a job you can do with your injury or illness, these benefits help you access that retraining for up to 24 months.
Death and funeral benefits.
If your injury or illness proves fatal, your family may be able to receive benefits to help pay the expenses of your funeral and to help them meet future economic needs.
If you cannot work or you need a lighter workload, workers’ compensation also provides benefits – whether you need only a few weeks to heal fully or your injury or illness causes a permanent disability that limits or prohibits your ability to work. These benefits typically fall into the following categories:
Temporary total disability benefits
These benefits, paid during the “healing period” after an injury or illness, cover some or all of the time in which you are unable to go back to work because you need to rest and heal.
Temporary partial disability benefits
If you can go back to work after your injury, but you need a lighter workload or shorter schedule, these benefits help make up the difference between what you earn in your usual job and what you earn in the lighter-duty job.
Permanent total disability benefits.
If your injury or illness prevents you from working at all, these benefits help make up the income you’ve lost from being unable to work.
Permanent partial disability benefits
These benefits help make up the difference between your previous income and your post-injury income if you can only work in a limited capacity, even after you have healed as well as your doctors expect.
Third-Party Negligence and Compensation
Workers’ compensation is typically the only way for workers to receive compensation from their employers when they are injured on the job – even if their injury or illness was caused by their employer’s negligence. If a third party is negligent in a way that causes or contributes to your injury, however, you may be able to bring a civil claim against that third party for damages, in addition to seeking coverage through workers’ compensation.
If you drive as part of your daily work tasks (not including commuting to and from work), and a negligent driver causes a crash that injures you, you may be able to seek damages from the driver in addition to workers’ comp benefits.
A defect in the equipment, tools, or materials you use on the job could cause serious injuries to you or anyone else near the worksite – but you might not realize the danger is present until it is too late to prevent an injury. In these cases, you may be able to seek compensation from the manufacturer, designer, or distributor of the defective item.
If your job involves traveling to other businesses to carry out your daily work, you may have a claim against the owner of the premises if you are injured by a dangerous condition on the property – like a slippery floor or a broken staircase railing that causes you to fall.
Hire Lawyers Who Care About You Receiving Compensation
At Jimeno & Gray, P.A., our workers’ compensation lawyers are dedicated to helping injured Maryland workers secure the compensation they deserve from every available source. We listen carefully to your story, and we work hard to gather the evidence we need to establish the full extent of your injuries and the facts that support your claim to benefits.
To learn more, contact our office today for a free and confidential consultation.